The country's largest private bank, ICICI Bank, today said it is focusing on the home-loan segment as the real estate segment is witnessing a comeback after the economic slowdown.
The bank had recently launched a home-loan scheme under which 8.25 per cent interest rate will be fixed for the first two-years for loans sanctioned from December 1, 2009 to January 31, 2010, irrespective of the loan amount. The first disbursement of the loan should be availed before March 31, 2010.
From the third-year onwards, the lender would charge a floating interest rate depending upon the then prevailing floating reference rate.
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